Set your money aside for a specific period of time and earn a competitive rate of return.

Previously General Electric Capital Corporation offered term note investments only through financial advisors. Now, with the launch of GE Capital Select term notes, you can invest directly in GE Capital and avoid the usual sales fee or commissions. Investors who do so should be comfortable managing investments without the assistance of a financial advisor.

GE Capital Select term notes are a direct investment in the unsecured debt of General Electric Capital Corporation that are held for a fixed period of time – up to 10 years. Consider this investment only if you are comfortable investing directly in the corporate debt of GE Capital and are prepared to hold the note until maturity.


GE Capital Select term notes offer you:

  • A fixed rate of interest -- you’ll know what you will earn over the term you select.
  • A variety of terms -- lock-in for the time period that makes the most sense for you.
  • Avoid sales fees and commissions by buying direct.

You can invest a minimum of $1,000 up to a maximum of $5,000,000. You must, however, limit your total investment in GE Capital Select term notes to $5,000,000. When a note matures, we will mail you a check for the principal balance of such note, plus any accrued and unpaid interest.


You can choose whether to have interest paid to you monthly or at maturity. If you mail in a check, or are funding your investment from a current GE Interest Plus investment that does not have a bank account linked to it, your interest would be paid to you at maturity. (You can change this to monthly interest payouts after your investment is established.)


Take a look at our current note offerings and the rate offered at our rate table to the right. More information on rates, including effective annual yields, can be found on the terms and rate page accessible by clicking here.

Today's Rates

What you need to know

  • You lock in a fixed rate for the term when you invest
  • You must hold the note until maturity to avoid a penalty for early redemption
  • There is no secondary market in GE Capital Select term notes and the notes cannot be transferred
  • The investment is not a bank product and is not FDIC insured.
Investments in GE Interest Plus and GE Capital Select notes are not FDIC-insured. Please see below for more information.

Questions? Call us Questions? Call us at 1-800-433-4480. Representatives are available business days from 8:00 a.m. to 7:00 p.m. ET

GE Interest Plus is a direct investment in variable rate debt of GE Capital. You should note that GE Interest Plus Notes are not a money market fund, which is generally a diversified fund

consisting of investments in short term debt securities of many companies, or a certificate of deposit. Unlike bank accounts and certificates of deposit, GE Interest Plus is not an FDIC-insured

deposit. GE Interest Plus is not guaranteed under the FDIC’s Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the

prospectus for important investment information.

GE Capital Select term notes are a direct investment in the fixed rate debt of General Electric Capital Corporation. GE Capital Select term notes are not a bank deposit, money market fund or

certificate of deposit and are not FDIC-insured. GE Capital Select term notes are not guaranteed under the FDIC’s Temporary Liquidity Guarantee Program. It is possible to lose money if GE

Capital is unable to pay its debts. When you invest in GE Capital Select term notes, you agree to invest for the stated term of the security. Please see the prospectus for important investment

information, including information on applicable penalties if GE Capital Select term notes are redeemed prior to their stated maturity.

GE Capital has designated GE Capital Markets, Inc., a member of the Financial Industry Regulatory Authority, to act as placement agent on behalf of GE Capital in offering the notes.

The issuer has filed registration statements (including prospectuses) [Registration Statement Nos. 333-182527 and 333-184794] with the SEC for the offerings to which these communications

relate. Before you invest, you should read the applicable prospectus in the applicable registration statements and other documents the issuer has filed with the SEC for more complete

information about the issuer and the applicable offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here for the GE Interest Plus prospectus, or clicking here for the GE Capital Select prospectus. Alternatively, the issuer, any underwriter, or any dealer participating in the offerings will arrange to mail you the applicable

prospectus if you request it by clicking here.

Copyright 2012, General Electric Capital Corporation

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