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Set your money aside for a specific period of time and

earn a competitive rate of return.

Previously General Electric Capital Corporation offered term note investments only through financial advisors. Now, with the launch of GE Capital Select term notes, you can invest directly in GE Capital and avoid the usual sales fee or commissions. Investors who do so should be comfortable managing investments without the assistance of a financial advisor.

GE Capital Select term notes are a direct investment in the unsecured debt of General Electric Capital Corporation that are held for a fixed period of time – up to 10 years. Consider this investment only if you are comfortable investing directly in the corporate debt of GE Capital and are prepared to hold the note until maturity.


GE Capital Select term notes offer you:

  • A fixed rate of interest -- you’ll know what you will earn over the term you select.
  • A variety of terms -- lock-in for the time period that makes the most sense for you.
  • Avoid sales fees and commissions by buying direct.

You can invest a minimum of $1,000 up to a maximum of $5,000,000. You must, however, limit your total investment in GE Capital Select term notes to $5,000,000. When a note matures, we will mail you a check for the principal balance of such note, plus any accrued and unpaid interest.


You can choose whether to have interest paid to you monthly or at maturity. If you mail in a check, or are funding your investment from a current GE Interest Plus investment that does not have a bank account linked to it, your interest would be paid to you at maturity. (You can change this to monthly interest payouts after your investment is established.)


Take a look at our current note offerings and the rate offered at our rate table to the right. More information on rates, including effective annual yields, can be found on the terms and rate page accessible by clicking here.

Today's Rates

What you need to know

  • You lock in a fixed rate for the term when you invest
  • You must hold the note until maturity to avoid a penalty for early redemption
  • There is no secondary market in GE Capital Select term notes and the notes cannot be transferred
  • The investment is not a bank product and is not FDIC insured.
Investments in GE Interest Plus and GE Capital Select notes are not FDIC-insured. Please see below for more information.

Questions? Call us Questions? Call us at 1-800-433-4480. Representatives are available business days from 8:00 a.m. to 7:00 p.m. ET

You should note that GE Interest Plus Notes are not a money market fund or a certificate of deposit. Unlike bank accounts and certificates of deposit, GE Interest Plus is not an FDIC-insured deposit. It is possible to lose money if GE Capital is unable to pay its debts.

GE Capital Select term notes are not a bank deposit, money market fund or certificate of deposit and are not FDIC-insured. It is possible to lose money if GE Capital is unable to pay its debts.

*When you click on the link provided, you will leave the GE Capital Invest Direct website and proceed to the Synchrony Bank website.

Copyright 2012, General Electric Capital Corporation

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